Jumbo VA loans in San Diego County


 Jumbo VA loans in San Diego County are more popular than ever!  Working with a direct lender and agent who know how to get offers accepted and loans approved and closed in less than 30 days is the key to success.  Many sellers, agents and lenders have not kept up with recent VA loan changes.

You can buy a home up to $477,000 with no money down using your VA loan for San Diego County.  Over $477,000 up to $1,000,000+ can be approved and funded with a smaller down payment than other loan programs.  How to calculate a down payment for your Jumbo VA Loans in San Diego County?  Simply take your sales price less the $477,000 max VA loan for San Diego County and multiply by 25%.

What is the VA funding fee? The VA funding fee pays for the program in lieu of private mortgage insurance.   AmeriFirst Financial is one of the only lenders who can actually add the VA funding fee to max jumbo VA loans for San Diego County.   It does not have to be paid in cash at closing.  If a veteran has at least 10% disability, the funding fee is waived, call Glenda Meyer, AmeriFirst Financial, 619.246.5525 to find out about your funding fee requirement.

Jumbo VA loans in San Diego County have some of the most lenient terms of any loan program.  You may be able to obtain a jumbo VA loan in San Diego County in as little as two years after a foreclosure, bankruptcy or short sale.  It is important to have reestablished credit and fully document your hardship, but VA loans can be more lenient than FHA or conventional programs.

Can you use jumbo VA loans in San Diego County more than once?  YES!  You can use your VA loan as many times as you like!  You may even have enough eligibility to buy another home without paying off your last VA loan.  To find out how much eligibility you have available, simply contact Glenda Meyer, AmeriFirst Financial at 619.246.5525 to complete a request.

For VA loans in San Diego County under $477,000, you can get a VA NO NO.  This means no down payment and no closing costs.  As the market improves, many sellers aren’t willing to pay closing costs, but your costs can be covered with a lender credit.  This can save you thousands and makes your offer more attractive to a seller.  On jumbo VA loans in San Diego County, a lender credit means you only come in with your down payment.

A seller credit can be used to cover closing costs or even pay off a veteran’s debts!  Use the lender credit for costs and you can get up to 4% of the sales price to pay other debts helping you qualify for a jumbo VA loan in San Diego county or simply lowering your other monthly payments.

Want to know how to own a home in less than 30 days with a jumbo VA loan in San Diego County?  Call your San Diego VA home loan expert, Glenda Meyer, Amerifirst Financial, today at 619.246.5525.  She has been closing VA loans in San Diego County since 1988.  She can preapprove your loan in a day and close in less than 30 days as a direct lender. More answers about eligibility answered here.  What are you waiting for?  Call Glenda Meyer now at 619.246.5525 and get ready to move!